BANKING - BMEGT35MN05

The main objective of the course is to introduce the students into the active, passive and indifferent banking transactions. An important element of this is the customer rating and credit assessment (identification and management of risks), the appropriate collaterals for lending, leasing and factoring. The account and deposit operations focus primarily on the retail segment. The course ends with consumer protection, litigation, guarantees and ethical banking issues. In relation to financial products that are common in everyday life, conscious consumer behaviour and a responsible decision are strengthened.

1. the conceptual system, the economic role of banking transactions and operations
2. the characteristics and actors of the banking market and relationships between them
3. the most important banking market (residential and corporate) relationships and theories and calculations
4. key banking transactions

1. to analyse and evaluate the key banking transactions in practice from an economic point of view
2. plan and organize independent learning,
3. comprehend and use the professional literature of the topic,
4. grasp the professional language in writing and speech,
5. recognize and solve practical professional problems.

1. are open to learn the banking transactions,
2. collaborate with their instructors and fellow students during the learning process,
3. gain knowledge and information,
4. are open to critical thinking.

1. are open to accept reliable critical remarks,
2. are able to solve practical professional problems independently.

Lectures and written communication, use of ICT tools and techniques.

• Az előadások prezentációinak anyaga, ami a félév során folyamatosan fog feltöltésre kerülni.
• Vértesy László: Jog és Pénzügyek a bankszektorban. Akadémia Kiadó, 2020.
• Vértesy László: Bankügyletek. BME-GTK. 2020.
• Stephen Cecchetti - Kermit Schoenholtz: Money, Banking and Financial Markets. McGraw-Hill, 2017
• Peter Rose - Sylvia Hudgins: Bank Management & Financial Services. McGraw-Hill, 2013
• Székely György: Pénzügyek és banküzletek (kétnyelvű kiadvány) Akadémiai Kiadó, 2002
• Gál Erzsébet: Hitelkérelem, banki ismeretek. 2013.
• Sági Judit: Bankügyletek gyakorlati ismeretei. Saldo, 2009.
• Slideshows of the lectures which will be uploaded continously during the semester.
• Stephen Cecchetti - Kermit Schoenholtz: Money, Banking and Financial Markets. McGraw-Hill, 2017
• Peter Rose - Sylvia Hudgins: Bank Management & Financial Services. McGraw-Hill, 2013
• Székely György: The Essence of Money and Banking (bilingual edition) Akadémiai Kiadó, 2002
• Gál Erzsébet: Hitelkérelem, banki ismeretek. 2013.
• Sági Judit: Bankügyletek gyakorlati ismeretei. Saldo, 2009.

Assessment of the learning outcomes described under 2.2. is based on one written end-term test; but the result can be imporved with extra midterm scores.

In order to obtain a ‘Signed’ mark, students are required to fulfil the attendance, participation requirements (the number of allowed absences is three), the completion of attendance and written, homework issued during the year, and activity on the lessons. Final written exam, and additonal mid term exam, test (matching, embedded answers (cloze), multiple choice, random short answer matching, select missing words, short-answer, numerical, true/false) The result can be imporved with extra 20% by midterm scores

• Written exam: 100%

The rules specific to the exam period apply.

Consulted with the Faculty Student Representative Committee, approved by dr. Lógó Emma, Vice Dean for Education Date:............................. Valid from February 1, 2021.

Subject includes the topics detailed in the course syllabus to ensure learning outcomes listed under 2.2. can be achieved. Timing of the topics may be affected by calendar or other circumstances in each semester.

Part I-III of the Subject Form is to be approved by the Head of Department of Finance named under 1.8.